Credit with the bank to finance your company's expenses
Requirements for your business
How a Working Capital Guarantee works
We assume the majority of your bank's risk, and with us behind you, it is more attractive for your bank to give you credit.
A Working Capital Guarantee can cover your operating credits and guarantees in relation to your company’s gen-eral exports or single specific export orders.
How to get a Working Capital Guarantee
You need more liquidity
You are getting more orders, or bigger ones, and your business needs greater liquidity in order to fulfil them. Or perhaps you need credit to finance your day-to-day operations.
Your bank requests additional security
Your bank would like to give you credit, but wants security in case anything goes wrong. We can provide that security.
Your bank fills out a form to rate your company, and you sign a declaration. If your company fulfils one of the EIF's 14 eligibility criteria, you also complete an InnovFin declaration. The bank sends both documents to us, and we run a credit rating check on your company. If your transaction is worth more than DKK 25 million, we also perform a CSR assessment of your transaction (looking at environmental and social sustainability).
We send an offer
If we wish to cover the transaction, we send your bank an offer. Your credit rating and premium are specified in the offer. Your bank contacts you.
You and your bank accept the offer, and your bank asks us to issue a Working Capital Guarantee.
Your credit is available
We issue your Working Capital Guarantee, and you get your credit with the bank.