Finance your SME-company with a Liquidity Guarantee
EKF’s Liquidity Guarantee supports exporting Danish SME-companies whose turnover declines by 30 % or more as a result of the coronavirus crisis. The guarantee will secure the liquidity you need to meet your payroll, supplier and rent costs for example even though your earnings have decreased.
This is achieved by EKF covering 90 % of any loss your bank might make on a new loan made to you, to secure the liquidity of your business. This makes it more attractive for the bank to give you a loan. A Liquidity Guarantee can cover loss of revenue in the period 1 March 2020 to 1 June 2022.
Notice: The scheme is closed as of 1 June 2022 and you can no longer file an application.
What we offer
Requirements for your business
How a Liquidity Guarantee works
We assume the majority of your bank's risk, and with our backing, it is more attractive for your bank to grant you a credit facility.
How to access a Liquidity Guarantee
You need increased liquidity
Your bank requests additional security
Your bank would like to give you a line of credit, but wants security in case anything goes wrong. We can provide that security.
The application for a Liquidity Guarantee must be made by your bank. In support of the application, your bank will ask you to complete a company declaration.
The bank sends the documents to us, and we then run a credit rating check on your company.
We send an offer
If we agree to guarantee the credit, we send an offer to your bank. Your bank contacts you.
You and your bank accept the offer, and your bank asks us to issue a Liquidity Guarantee.
Your credit is available
We issue your Liquidity Guarantee, and you get your credit with the bank.